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National Teachers Life Insurance CoNational Teachers Life Insurance CoNational Teachers Life Insurance CoNational Teachers Life Insurance CoNational Teachers Life Insurance CoNational Teachers Life Insurance Co
 

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2.44
  • Nov 12, 2015

High Expenses, Low Commissions, Low Profit

company National Teachers Life Insurance Co
City Addison, TX
Are you a Current or Former Employee? Former job since 2013
Position Others
Department Others

Suggestions for improvement

  • reimburse for lunch costs, have appointments set up for reps from home office. Calling these places to set appointments is not much different than cold calling.

I like about the employer

They arent overbearing if you work remotely

I dislike about the employer

Its an insurance sales job. You're a 1099 contracted, commission only insurance salesperson. The implication that you are "the" insurance rep for state employees or schools is half truth..you are for NTA, but about 1000 others have the same arrangement. Cost of sales and expenses are all yours to take on. No reimbursements for anything. No benefits available. "Training" is a 5 inch thick binder of papers, with an old school insurance sales pitch for you to memorize. You must bring breakfast or lunch to every presentation on your dime, and you can plan to feed 10-30 people every day, with most eating and taking a brochure back to their desk. and you pay for it, no reimubursement. (All expenses are yours.) Dozens of other insurance reps call on the same customers so employees are sick of hearing about insurance. Cancer, Heart, Life insurance Products are saturated. These are supplemental, voluntary insurance to be payroll deducted, to state employees, and you present to them during their lunch times. Needless to say, you aren't swarmed with people lining up to buy more insurance..unless they are already sick..and you cant write insurance on those. All in all, its probably comes out to about a $10-15 an hour job for most normal people. (net pay after expenses) Sure, there are some who make lots more, (managers) who get the renewal commissions from the dozens of reps who have left the company. Hours are consumed driving to appointments, bringing lunches in, sitting in their lunchroom FInancially, you will do as well selling at Sears or someplace, and not having expenses and beating your car up for another insurance company's benefit.

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This company in comparison to all other companies on kununu  based on 1,324,000 reviews

National Teachers Life Insurance Co
2.44
kununu average
3.18

This company in comparison to all other companies in its industry Insurance  based on 15,532 reviews

National Teachers Life Insurance Co
2.44
Average of Insurance
3.03