Underwriter Salary
Also referred to as:
- Versicherer-
- Junior Underwriter
- Underwritingsachbearbeiter
Full-time gross salary
Based on 241 salaries
Ø 56.100 €
Average salary
35.200 €94.500 €
Ø 55.300 €
75 data points
Ø 56.600 €
158 data points
Last time recalculated on 11. Mai 2026
What is the salary for a Underwriter in Germany? On average, you can earn 56.100 € gross annually, based on 241 collected salary information from kununu users. This equals approximately 4.675 € per month (assuming 12 monthly payments). Salaries typically range between 35.200 € and 94.500 € annually. Did you know: Men earn 56.600 € and women 55.300 € yearly on average. Your actual income as a Underwriter will depend on your industry, work experience, and location.
Salary for Underwriter based on work experience and gender
The starting salary as a Underwriter with less than 3 years of work experience averages 45.500 € gross per year. Generally, men start at 45.800 €, whereas women start at 44.700 €, corresponding to a salary difference of 2%.
After 10 years of work experience, the average salary for a Underwriter is 68.100 € gross per year. The gender pay gap increases to 11%, with men earning 70.800 € and women earning 63.100 €.
6 out of 10 women are affected by the gender pay gap in this role. , whether you are affected and what you can do about it.
Jobs for Underwriter
Possible jobs for your next career step
The next career step as a Underwriter with the highest salary is the position of Außendienstmitarbeiter:in, with an average annual gross salary of 52.100 €. According to kununu statistics, when a Underwriter changes careers, most of them 18.6% choose the position of Kauffrau / Kaufmann für Versicherungen und Finanzanlagen. The job with the most open positions, into which a Underwriter frequently transitions, is the role of Kauffrau / Kaufmann für Versicherungen und Finanzanlagen. Currently, there are 22.706 open positions in this field.
FAQ
- • The average annual salary as a Underwriter is 56.100 € gross.
• With 12 salaries, this corresponds to a monthly gross salary of 4.675 €.
• As a Underwriter, you can earn on average a minimum of 35.200 € and a maximum of 94.500 € per year.
• The majority of the salary data range between 47.060 € and 58.920 € gross per year. - The net salary as a Underwriter in Germany depends on various factors, including
Tax class
•State
• Social security contributions and
• personal circumstances.
On average, about 35-40% is deducted from the gross salary. This means that with a gross salary of 4.675 € per month, the net salary as Underwriter is approximately between 2.805 € and 3.039 €.
For an accurate calculation that takes into account your individual factors, we recommend using the kununu gross-to-net calculator. - According to our kununu salary data, as a Underwriter with less than three years of experience, you can expect an average starting salary of 45.500 € gross per year. This corresponds to a monthly salary of 3.250 € (based on 12 monthly payments).
- According to our kununu salary data, as a Underwriter with 10 years of experience, you can expect an average salary of 68.100 € gross per year – this corresponds to approximately 4.864 € gross per month (based on 12 monthly payments).
- Yes, in Germany there are salary differences between women and men as a Underwriter. Women earn on average 55.300 € gross, while men earn 56.600 € gross per year. Women earn on average 2% less than men.
- Yes, currently you can find on kununu 5 open positions as a Underwriter in Germany.
Want to know more about salary?
On our blog, you will find valuable tips and tricks on the topic of salary.
Learn more about the Gender Pay Gap or make sure to confidently be prepared for salary negotiations and have a look into other related topics with our helpful guides.