Amadeus Fire AGgestern
Underwriting Assistant Bereich technische Versicherungen(m/w/d)
Köln
Full-time
Underwriter Salary
Also referred to as:
- Versicherer-
- Junior Underwriter
- Assistant Underwriter
Full-time gross salary
Based on 1.209 salaries
Ø 72.500 €
Average salary
49.700 €110.700 €
Ø 68.000 €
402 data points
Ø 75.800 €
740 data points
Last time recalculated on 12. April 2026
What is the salary for a Underwriter in Germany? On average, you can earn 72.500 € gross annually, based on 1.209 collected salary information from kununu users. This equals approximately 6.042 € per month (assuming 12 monthly payments). Salaries typically range between 49.700 € and 110.700 € annually. Did you know: Men earn 75.800 € and women 68.000 € yearly on average. Your actual income as a Underwriter will depend on your industry, work experience, and location.
Use the Gross-to-net calculator to easily calculate your net salary.
Do you earn the same as the rest of Germany?
Find out what the actual pay is in your industry and your city, and whether you are being paid fairly.
Salary for Underwriter based on work experience and gender
The starting salary as a Underwriter with less than 3 years of work experience averages 60.600 € gross per year. Generally, men start at 61.100 €, whereas women start at 59.700 €, corresponding to a salary difference of 2%.
After 10 years of work experience, the average salary for a Underwriter is 82.100 € gross per year. The gender pay gap increases to 17%, with men earning 87.400 € and women earning 72.900 €.
6 out of 10 women are affected by the gender pay gap in this role. , whether you are affected and what you can do about it.
People Management and Salary
After 10 years of work experience, your salary increases: An experienced Underwriter without managerial responsibility earns an average of 81.400 €. With managerial responsibility, it is around 92.400 € gross per year.
Salary for Underwriter by city
| City | Average salary | Salary range | Available Jobs |
|---|---|---|---|
| Underwriter in München | 82.900 € | 57.600 € - 131.500 € | - |
| Underwriter in Düsseldorf | 77.900 € | 59.400 € - 119.900 € | Jobs in Düsseldorf |
| Underwriter in Köln | 72.100 € | 48.000 € - 111.100 € | Jobs in Köln |
| Underwriter in Hamburg | 71.700 € | 52.600 € - 104.800 € | Jobs in Hamburg |
| Underwriter in Frankfurt am Main | 71.600 € | 52.100 € - 106.000 € | - |
Possible jobs for your next career step
The next career step as a Underwriter with the highest salary is the position of Leiter:in Underwriting, with an average annual gross salary of 105.000 €. According to kununu statistics, when a Underwriter changes careers, most of them 18.2% choose the position of Kauffrau / Kaufmann für Versicherungen und Finanzanlagen. The job with the most open positions, into which a Underwriter frequently transitions, is the role of Kauffrau / Kaufmann für Versicherungen und Finanzanlagen. Currently, there are 17.697 open positions in this field.
FAQ
- • The average annual salary as a Underwriter is 72.500 € gross.
• With 12 salaries, this corresponds to a monthly gross salary of 6.042 €.
• As a Underwriter, you can earn on average a minimum of 49.700 € and a maximum of 110.700 € per year.
• The majority of the salary data range between 61.900 € and 74.100 € gross per year. - The net salary as a Underwriter in Germany depends on various factors, including
Tax class
•State
• Social security contributions and
• personal circumstances.
On average, about 35-40% is deducted from the gross salary. This means that with a gross salary of 6.042 € per month, the net salary as Underwriter is approximately between 3.625 € and 3.927 €.
For an accurate calculation that takes into account your individual factors, we recommend using the kununu gross-to-net calculator. - According to our kununu salary data, as a Underwriter with less than three years of experience, you can expect an average starting salary of 60.600 € gross per year. This corresponds to a monthly salary of 5.050 € (based on 12 monthly payments).
- According to our kununu salary data, as a Underwriter with 10 years of experience, you can expect an average salary of 82.100 € gross per year – this corresponds to approximately 6.842 € gross per month (based on 12 monthly payments).
- According to our kununu salary data, you will earn the most as a Underwriter in these cities:
• München: 82.900 €
• Düsseldorf: 77.900 €
• Köln: 72.100 €
These are the states where you can earn the most as a Underwriter:
• Bayern: 79.400 €
• Hessen: 72.200 €
• Nordrhein-Westfalen: 72.100 € - Yes, in Germany there are salary differences between women and men as a Underwriter. Women earn on average 68.000 € gross, while men earn 75.800 € gross per year. Women earn on average 10% less than men.
- If you take on managerial responsibilities as a Underwriter in Germany, your salary increases on average by -10%. This means an average annual salary of 64.725 € gross, while colleagues without managerial responsibilities earn an average of 72.100 € gross.
Holding a leading position comes with significant benefits from the added responsibility. - Yes, currently you can find on kununu 19 open positions as a Underwriter in Germany.
Want to know more about salary?
On our blog, you will find valuable tips and tricks on the topic of salary.
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